230+ Free Cash App ATMs Near Me (Plus How To Avoid Fees)

Cash App is a convenient way to get loans, file taxes, and send/request money. Besides that, Cash App also offers a Cash Card (a Visa debit card) that allows Cash App members to withdraw money from ATMs.

If you’re a Cash App user, you might know that you have to pay an ATM withdrawal fee. Probably, you’re looking for free Cash App ATMs near me.

ATMs are popular among people because they provide the ultimate convenience when banks are unreachable. Banks provide customers with the ability to withdraw funds at any time through ATMs.

Here are a few ATM usage statistics from NationalCash:

  • ATM Customers Spend More: ATM users spend 20-25% more in convenience stores alone.
  • ATM Users Visit Frequently: 40% use an ATM 8-10 times a month.
  • High Traffic: The average ATM is used 300 times per month.
  • Employees Love ATMs: They provide safety and convenience in the workplace.

Nowadays, you can pay using credit cards, debit cards, PayPal, or Cash App. Still, we can’t discard the necessity of cash. Even today, many businesses are cash-only. It means they don’t accept credit cards or any other online payment. In that case, you have to pay with cash.

If you’re a Cash App user or willing to use it, you might have many questions regarding Cash App. In today’s post, I’ll try to answer a few of them.

Cash App ATMs Near Me

During my research, I’ve learned that there are hundreds of ATMs nearby that accept Cash App withdrawals. You can withdraw your Cash App funds from nearly any ATM.

Before answering the question regarding free Cash App ATMs near me, let’s take a look at Cash App ATM locations around the country in alphabetical order:

1. 1st Capital Bank76. First Horizon National Corporation151. Oregon Coast Bank
2. 1st Bank and Trust Company77. First Midwest Bank152. Pacific Valley Bank
3. 1st Financial Bank USA78. First National of Nebraska153. Pacific Premier Bancorp Inc.
4. 1st Source Bank79. FirstBank Holding Co154. PacWest Bancorp
5. 21st Century Bank80. Flagstar Bank155. People’s United Financial
6. Ally Financial81. FNB Corporation156. Pinnacle Financial Partners
7. American Express82. Fulton Financial Corporation157. PNC Financial Services
8. Ameriprise83. Garrett State Bank158. Popular, Inc.
9. Ameris Bancorp84. Gateway First Bank159. Prosperity Bancshares
10. Arvest Bank85. Genoa Banking Company160. Park Ridge Community Bank
11. Associated Banc-Corp86. Gibsland Bank & Trust161. Peoples Community Bank
12. Atlantic Union Bank87. Golden Valley Bank162. Platinum Bank
13. Abby Bank88. Great American Bank163. QNB Bank
14. Academy Bank NA89. Glacier Bancorp, Inc164. Quad City Bank & Trust
15. Alliance Community Bank90. Goldman Sachs165. Quail Creek Bank
16. Alpine Bank91. Hancock Whitney Bank166. Quantum National Bank
17. Amboy Bank92. Harmony Bank NA167. Queensborough National Bank & Trust Company
18. B1Bank93. Hawaii National Bank168. Queenstown Bank of Maryland
19. Baker Boyer Bank94. Heartland Bank & Trust Company169. Raymond James Financial
20. Bancorp Bank NA95. Hiawatha National Bank170. RBC Bank
21. Bank of America96. Highpoint Community Bank171. Regions Financial Corporation
22. Bank of Bird-In-Hand97. HSBC Bank USA172. Raccoon Valley Bank
23. Bank of Colorado98. Huntington Bancshares173. Republic Bank
24. Bank of Hawaii99. Idaho First Bank174. River Valley Community Bank
25. BankUnited100. Independence Bank of Kentucky175. Round Top State Bank
26. Barclays101. Industry State Bank176. Sabine State Bank
27. BCI Financial Group, Inc.102. Intercredit Bank177. Sandy Spring Bank
28. BMO Harris Bank103. International Bank of Commerce178. Sauk Valley Bank
29. BNP Paribas / Bank of the West104. Intracoastal Bank179. Schaumburg Bank & Trust
30. BOK Financial Corporation105. Investors Bank180. Shore United Bank
31. Cadence Bank106. Jackson County Bank181. Signature Bank NA
32. Capital One107. Jefferson Security Bank182. Simmons Bank
33. Cathay Bank108. John Marshall Bank183. SMBC Americas Holdings Inc.
34. Charles Schwab Corporation109. Jonah Bank of Wyoming184. South State Bank
35. CIBC Bank USA110. Jonestown Bank & Trust Company185. State Farm
36. CIT Group111. JP Morgan Chase Bank186. State Street Corporation
37. Citigroup112. John Deere Capital Corporation187. SVB Financial Group
38. Citizens Financial Group113. Karnes County National Bank188. Synchrony Financial
39. City National Bank114. Kaw Valley Bank189. Synovus
40. Comerica115. Kensington Bank190. TD Bank NA
41. Commerce Bancshares116. KeyBank NA191. Tennessee State Bank
42. Credit Suisse117. Kirkwood Bank & Trust192. Thomasville National Bank
43. Cullen/Frost Bankers, Inc.118. KS StateBank193. Titan Bank
44. Customers Bancorp, Inc.119. Labette Bank194. Tompkins Community Bank
45. C3Bank NA120. Lake Elmo Bank195. Tri-County Bank & Trust
46. Cache Valley Bank121. Legacy Bank & Trust196. Texas Capital Bank
47. Campbell & Fetter Bank122. Lending Club Bank NA197. The Bank of New York Mellon
48. Carter Bank & Trust123. Lewis & Clark Bank198. Truist Financial
49. Citizens Independent Bank124. Lone Star National Bank199. The Bank of New York Mellon
50. Clear Lake Bank & Trust125. M&T Bank200. TIAA
51. Deutsche Bank126. Macy’s201. UniBank
52. Discover Financial127. MidFirst Bank202. United Business Bank
53. Dacotah Bank128. Mizuho Financial Group203. United Community Bank
54. Dallas Capital Bank129. Morgan Stanley204. United Prairie Bank
55. Decorah Bank & Trust Company130. MUFG Union Bank205. Univest Bank & Trust
56. Denison State Bank131. Mabrey Bank206. US Bank
57. Dime Community Bank132. Malvern Bank NA207. UMB Financial Corporation
58. Dogwood State Bank133. Meadows Bank208. Valley National Bank
59. East West Bank134. Merchants and Farmers Bank209. Valliance Bank
60. EB Acquisition Company II LLC135. MidAmerica National Bank210. Varo Bank
61. EB Acquisition Company LLC136. Modern Bank NA211. Vermillion State Bank
62. Eagle Bank & Trust137. New York Community Bank212. Virginia National Bank
63. Earlham Savings Bank138. Northern Trust213. VeraBank
64. Elderton State Bank139. Napoleon State Bank214. Vision Bank
65. Embassy Bank for the Lehigh Valley140. New Mexico Bank & Trust215. Washington Federal
66. Empire State Bank141. New Peoples Bank216. Webster Bank
67. Falcon International Bank142. North Dallas Bank & Trust217. Wells Fargo
68. Farmers & Merchants National Bank143. Northstar Bank218. Western Alliance Bank
69. Fidelity Bank and Trust144. NSB Bank219. Wintrust Financial
70. Fifth Third Bank NA145. Old National Bank220. Wayne County Bank
71. First American Bank and Trust146. Oak Valley Community Bank221. Yampa Valley Bank
72. First Century Bank NA147. OceanFirst Bank NA222. Yellowstone Bank
73. First Bancorp148. Ohio State Bank223. Zions Bank
74. First Citizens BancShares149. Old Dominion Bank
75. First Hawaiian Bank150. Old Plank Trail Bank Community Bank NA

    For more banks, visit The Federal Reserve‘s website.

    Popular Retailers with ATMs

    224. Costco229. Rite Aid
    225. CVS230. Target
    226. Dollar General231. Walmart
    227. Dollar Tree232. Walgreens
    228. Family Dollar233. Winn-Dixie

      How To Avoid Cash App ATM Withdrawal Fees?

      As you might know, Cash App charged a $2.50 ATM withdrawal fee. Also, most out-of-network ATMs charged an additional operator fee. Moreover, Cash App charges a $2 fee per transaction.

      Many people want to avoid these fees. Is there are any free Cash App ATMs near me? The straightforward answer is NO. Cash App doesn’t offer free ATM withdrawals.

      Though there are no free Cash App ATMs near me, there is a way to get the ATM fees reimbursed. Cash App provides unlimited free withdrawals at in-network ATMs, including ATM operator fees. Also, you’ll receive one instantly reimbursed out-of-network withdrawal per 31 days. This offer is valid for customers who receive $300 (or more) in paychecks directly into their Cash App in a calendar month.

      If you receive another direct deposit of $300 (or more) in a given month, free withdrawals will be extended for an additional 31 days.

      You must activate direct deposits in your account. Here’s how to do it:

      1. Tap the Banking/Money tab on your Cash App home screen
      2. Tap the routing and account number next to your balance
      3. Use the options to copy your account and routing numbers
      4. Provide the account and routing number when prompted for a bank account during direct deposit setup

      Here’s how to get a direct deposit form:

      1. Tap the Money tab on your Cash App home screen
      2. Tap Direct Deposit
      3. Select Get Direct Deposit Form
      4. Fill out your employer information, the amount you would like to be deposited from each paycheck, and provide your signature
      5. Select Email Form and enter the recipient address before tapping send

      Note: If you don’t receive qualifying direct deposits, you will be charged a $2.50 fee plus any fees charged by the ATM operator for out-of-network withdrawals.

      How To Find In-Network Cash App ATMs Near Me?

      Cash App Card is a Visa debit card. You can use this card to withdraw money from any ATM. As you can see, I’ve included many Cash App ATMs near me.

      The question is how to find in-network Cash App ATMs near me. Cash App provides unlimited free withdrawals at in-network ATMs.

      Here’s how to find in-network Cash App ATMs near me:

      1. Tap the “Cash Card” tab
      2. Select “Find an ATM”
      3. Select a location near you using the map or search by address

      If you’ve found a convenient location, use the options to get directions or copy the address into your preferred navigation app. You may have to enable location services if you’re using the ATM locator for the first time.

      Cash App ATM Withdrawal Limits

      Cash App is very serious about your money protection. For that reason, there is an ATM withdrawal limit. You can withdraw money up to the following limits:

      • $1,000 per day
      • $1,000 per ATM transaction
      • $1,000 per week

      Cash-back transactions will count toward your ATM limits. You can check your Cash Card balance in-app or online. At this time, you’re not able to check your Cash Card balance at the ATM.

      Is it possible to increase the Cash App ATM withdrawal limit? Unlike banks, Cash App doesn’t allow you to increase the ATM withdrawal limit.

      Cash Card Transaction Limits

      Like Cash App ATM withdrawal limits, there are also Cash Card transaction limits. You can use your Cash Card to pay for goods and services, both online and in-store.

      The transaction limit for Cash Card is $7,000 per transaction. Here are other transaction limits:

      • $7,000 per day
      • $10,000 per week
      • $15,000 per month

      These limits reset at the following times:

      • Daily limit: 6 pm CST
      • Weekly limit: 6 pm CST every Saturday
      • Monthly limit: 6 pm CST on the last day of the month

      These limits apply to all Cash Card transactions, in-store or online, as well as ATM withdrawals. Please note that any attempted transaction, successful or declined, will apply towards these limits.

      How To Order Cash Card?

      Cash Card is a free, customizable Visa debit card. You can use this card online or in-store that accepts the Visa payment method. Also, you can transfer cash to your bank account conveniently.

      Follow the below steps to order a Cash Card:

      • Go to the Cash App home screen and click on the “Cash Card” icon.
      • Press “Get Cash Card.”
      • Tap “Continue.”
      • Follow the prompted steps.

      To order a Cash Card, you must be 18 years or older. Your Cash Card should arrive within 10 business days. However, you can use your Cash Card as soon as you order it.

      You can use your Cash Card by connecting it to your Google Pay and Apple Pay or by using the card details found in the Cash Card tab.

      How To Activate Your New Cash Card?

      There are two ways to activate your Cash Card, such as:

      1. Follow the below steps to activate your Cash Card using the QR code:

      • Go to the Cash App home screen and click the “Cash Card” tab.
      • Click on the image of your Cash Card.
      • Tap “Activate Cash Card.”
      • Cash App will ask for permission to use your camera. Tap “OK.”
      • Scan the QR code.

      2. If you no longer have the QR code, use the below steps:

      • Go to the Cash App home screen and click the “Cash Card” tab.
      • Click on the image of your Cash Card.
      • Tap “Activate Cash Card.”
      • Select “Use CVV Instead.”
      • Type the CVV code and expiration date of your new Cash Card.

      You can activate your new Cash Card using one of these ways.

      Cash Card Additional Features

      Apart from buying goods and services, Cash Card comes with additional features. Here are three additional features of Cash Card:

      • Round Ups: You can round up your Cash Card transactions to the nearest dollar to add to your savings balance or invest your spare change into your choice of a stock, ETF, or bitcoin with every purchase.
      • Bitcoin/Category Boosts: You’ll be able to save money at popular merchants by enabling the Boosts feature.
      • Redesign the Cash Card: You’ll be able to change the color, emojis, and/or signature on it. However, it will cost $5.


      Nowadays, most businesses accept electronic payment methods. However, you might come across a situation when you’ll need cash. In that case, you’ll have to access an ATM to withdraw cash.

      If you’re a Cash App user, you need an ATM that supports Cash App withdrawal. Fortunately, you can withdraw Cash App money from any ATM. However, you do have to pay an ATM withdrawal fee.

      As I’ve mentioned above, Cash App provides unlimited free withdrawals at in-network ATMs, including ATM operator fees. What about the out-of-network withdrawal? For that, you’ll have to set up a direct deposit of $300 (or more) a month into your account.

      There is no such thing as free Cash App ATMs near me. However, you can use the given tips to avoid ATM withdrawal fees.

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