Cash App is a convenient way to get loans, file taxes, and send/request money. Besides that, Cash App also offers a Cash Card (a Visa debit card) that allows Cash App members to withdraw money from ATMs.
If you’re a Cash App user, you might know that you have to pay an ATM withdrawal fee. Probably, you’re looking for free Cash App ATMs near me.
ATMs are popular among people because they provide the ultimate convenience when banks are unreachable. Banks provide customers with the ability to withdraw funds at any time through ATMs.
Here are a few ATM usage statistics from NationalCash:
- ATM Customers Spend More: ATM users spend 20-25% more in convenience stores alone.
- ATM Users Visit Frequently: 40% use an ATM 8-10 times a month.
- High Traffic: The average ATM is used 300 times per month.
- Employees Love ATMs: They provide safety and convenience in the workplace.
Nowadays, you can pay using credit cards, debit cards, PayPal, or Cash App. Still, we can’t discard the necessity of cash. Even today, many businesses are cash-only. It means they don’t accept credit cards or any other online payment. In that case, you have to pay with cash.
If you’re a Cash App user or willing to use it, you might have many questions regarding Cash App. In today’s post, I’ll try to answer a few of them.
Cash App ATMs Near Me
During my research, I’ve learned that there are hundreds of ATMs nearby that accept Cash App withdrawals. You can withdraw your Cash App funds from nearly any ATM.
Before answering the question regarding free Cash App ATMs near me, let’s take a look at Cash App ATM locations around the country in alphabetical order:
|1. 1st Capital Bank||76. First Horizon National Corporation||151. Oregon Coast Bank|
|2. 1st Bank and Trust Company||77. First Midwest Bank||152. Pacific Valley Bank|
|3. 1st Financial Bank USA||78. First National of Nebraska||153. Pacific Premier Bancorp Inc.|
|4. 1st Source Bank||79. FirstBank Holding Co||154. PacWest Bancorp|
|5. 21st Century Bank||80. Flagstar Bank||155. People’s United Financial|
|6. Ally Financial||81. FNB Corporation||156. Pinnacle Financial Partners|
|7. American Express||82. Fulton Financial Corporation||157. PNC Financial Services|
|8. Ameriprise||83. Garrett State Bank||158. Popular, Inc.|
|9. Ameris Bancorp||84. Gateway First Bank||159. Prosperity Bancshares|
|10. Arvest Bank||85. Genoa Banking Company||160. Park Ridge Community Bank|
|11. Associated Banc-Corp||86. Gibsland Bank & Trust||161. Peoples Community Bank|
|12. Atlantic Union Bank||87. Golden Valley Bank||162. Platinum Bank|
|13. Abby Bank||88. Great American Bank||163. QNB Bank|
|14. Academy Bank NA||89. Glacier Bancorp, Inc||164. Quad City Bank & Trust|
|15. Alliance Community Bank||90. Goldman Sachs||165. Quail Creek Bank|
|16. Alpine Bank||91. Hancock Whitney Bank||166. Quantum National Bank|
|17. Amboy Bank||92. Harmony Bank NA||167. Queensborough National Bank & Trust Company|
|18. B1Bank||93. Hawaii National Bank||168. Queenstown Bank of Maryland|
|19. Baker Boyer Bank||94. Heartland Bank & Trust Company||169. Raymond James Financial|
|20. Bancorp Bank NA||95. Hiawatha National Bank||170. RBC Bank|
|21. Bank of America||96. Highpoint Community Bank||171. Regions Financial Corporation|
|22. Bank of Bird-In-Hand||97. HSBC Bank USA||172. Raccoon Valley Bank|
|23. Bank of Colorado||98. Huntington Bancshares||173. Republic Bank|
|24. Bank of Hawaii||99. Idaho First Bank||174. River Valley Community Bank|
|25. BankUnited||100. Independence Bank of Kentucky||175. Round Top State Bank|
|26. Barclays||101. Industry State Bank||176. Sabine State Bank|
|27. BCI Financial Group, Inc.||102. Intercredit Bank||177. Sandy Spring Bank|
|28. BMO Harris Bank||103. International Bank of Commerce||178. Sauk Valley Bank|
|29. BNP Paribas / Bank of the West||104. Intracoastal Bank||179. Schaumburg Bank & Trust|
|30. BOK Financial Corporation||105. Investors Bank||180. Shore United Bank|
|31. Cadence Bank||106. Jackson County Bank||181. Signature Bank NA|
|32. Capital One||107. Jefferson Security Bank||182. Simmons Bank|
|33. Cathay Bank||108. John Marshall Bank||183. SMBC Americas Holdings Inc.|
|34. Charles Schwab Corporation||109. Jonah Bank of Wyoming||184. South State Bank|
|35. CIBC Bank USA||110. Jonestown Bank & Trust Company||185. State Farm|
|36. CIT Group||111. JP Morgan Chase Bank||186. State Street Corporation|
|37. Citigroup||112. John Deere Capital Corporation||187. SVB Financial Group|
|38. Citizens Financial Group||113. Karnes County National Bank||188. Synchrony Financial|
|39. City National Bank||114. Kaw Valley Bank||189. Synovus|
|40. Comerica||115. Kensington Bank||190. TD Bank NA|
|41. Commerce Bancshares||116. KeyBank NA||191. Tennessee State Bank|
|42. Credit Suisse||117. Kirkwood Bank & Trust||192. Thomasville National Bank|
|43. Cullen/Frost Bankers, Inc.||118. KS StateBank||193. Titan Bank|
|44. Customers Bancorp, Inc.||119. Labette Bank||194. Tompkins Community Bank|
|45. C3Bank NA||120. Lake Elmo Bank||195. Tri-County Bank & Trust|
|46. Cache Valley Bank||121. Legacy Bank & Trust||196. Texas Capital Bank|
|47. Campbell & Fetter Bank||122. Lending Club Bank NA||197. The Bank of New York Mellon|
|48. Carter Bank & Trust||123. Lewis & Clark Bank||198. Truist Financial|
|49. Citizens Independent Bank||124. Lone Star National Bank||199. The Bank of New York Mellon|
|50. Clear Lake Bank & Trust||125. M&T Bank||200. TIAA|
|51. Deutsche Bank||126. Macy’s||201. UniBank|
|52. Discover Financial||127. MidFirst Bank||202. United Business Bank|
|53. Dacotah Bank||128. Mizuho Financial Group||203. United Community Bank|
|54. Dallas Capital Bank||129. Morgan Stanley||204. United Prairie Bank|
|55. Decorah Bank & Trust Company||130. MUFG Union Bank||205. Univest Bank & Trust|
|56. Denison State Bank||131. Mabrey Bank||206. US Bank|
|57. Dime Community Bank||132. Malvern Bank NA||207. UMB Financial Corporation|
|58. Dogwood State Bank||133. Meadows Bank||208. Valley National Bank|
|59. East West Bank||134. Merchants and Farmers Bank||209. Valliance Bank|
|60. EB Acquisition Company II LLC||135. MidAmerica National Bank||210. Varo Bank|
|61. EB Acquisition Company LLC||136. Modern Bank NA||211. Vermillion State Bank|
|62. Eagle Bank & Trust||137. New York Community Bank||212. Virginia National Bank|
|63. Earlham Savings Bank||138. Northern Trust||213. VeraBank|
|64. Elderton State Bank||139. Napoleon State Bank||214. Vision Bank|
|65. Embassy Bank for the Lehigh Valley||140. New Mexico Bank & Trust||215. Washington Federal|
|66. Empire State Bank||141. New Peoples Bank||216. Webster Bank|
|67. Falcon International Bank||142. North Dallas Bank & Trust||217. Wells Fargo|
|68. Farmers & Merchants National Bank||143. Northstar Bank||218. Western Alliance Bank|
|69. Fidelity Bank and Trust||144. NSB Bank||219. Wintrust Financial|
|70. Fifth Third Bank NA||145. Old National Bank||220. Wayne County Bank|
|71. First American Bank and Trust||146. Oak Valley Community Bank||221. Yampa Valley Bank|
|72. First Century Bank NA||147. OceanFirst Bank NA||222. Yellowstone Bank|
|73. First Bancorp||148. Ohio State Bank||223. Zions Bank|
|74. First Citizens BancShares||149. Old Dominion Bank|
|75. First Hawaiian Bank||150. Old Plank Trail Bank Community Bank NA|
For more banks, visit The Federal Reserve‘s website.
Popular Retailers with ATMs
|224. Costco||229. Rite Aid|
|225. CVS||230. Target|
|226. Dollar General||231. Walmart|
|227. Dollar Tree||232. Walgreens|
|228. Family Dollar||233. Winn-Dixie|
How To Avoid Cash App ATM Withdrawal Fees?
As you might know, Cash App charged a $2.50 ATM withdrawal fee. Also, most out-of-network ATMs charged an additional operator fee. Moreover, Cash App charges a $2 fee per transaction.
Many people want to avoid these fees. Is there are any free Cash App ATMs near me? The straightforward answer is NO. Cash App doesn’t offer free ATM withdrawals.
Though there are no free Cash App ATMs near me, there is a way to get the ATM fees reimbursed. Cash App provides unlimited free withdrawals at in-network ATMs, including ATM operator fees. Also, you’ll receive one instantly reimbursed out-of-network withdrawal per 31 days. This offer is valid for customers who receive $300 (or more) in paychecks directly into their Cash App in a calendar month.
If you receive another direct deposit of $300 (or more) in a given month, free withdrawals will be extended for an additional 31 days.
You must activate direct deposits in your account. Here’s how to do it:
- Tap the Banking/Money tab on your Cash App home screen
- Tap the routing and account number next to your balance
- Use the options to copy your account and routing numbers
- Provide the account and routing number when prompted for a bank account during direct deposit setup
Here’s how to get a direct deposit form:
- Tap the Money tab on your Cash App home screen
- Tap Direct Deposit
- Select Get Direct Deposit Form
- Fill out your employer information, the amount you would like to be deposited from each paycheck, and provide your signature
- Select Email Form and enter the recipient address before tapping send
Note: If you don’t receive qualifying direct deposits, you will be charged a $2.50 fee plus any fees charged by the ATM operator for out-of-network withdrawals.
How To Find In-Network Cash App ATMs Near Me?
Cash App Card is a Visa debit card. You can use this card to withdraw money from any ATM. As you can see, I’ve included many Cash App ATMs near me.
The question is how to find in-network Cash App ATMs near me. Cash App provides unlimited free withdrawals at in-network ATMs.
Here’s how to find in-network Cash App ATMs near me:
- Tap the “Cash Card” tab
- Select “Find an ATM”
- Select a location near you using the map or search by address
If you’ve found a convenient location, use the options to get directions or copy the address into your preferred navigation app. You may have to enable location services if you’re using the ATM locator for the first time.
Cash App ATM Withdrawal Limits
Cash App is very serious about your money protection. For that reason, there is an ATM withdrawal limit. You can withdraw money up to the following limits:
- $1,000 per day
- $1,000 per ATM transaction
- $1,000 per week
Cash-back transactions will count toward your ATM limits. You can check your Cash Card balance in-app or online. At this time, you’re not able to check your Cash Card balance at the ATM.
Is it possible to increase the Cash App ATM withdrawal limit? Unlike banks, Cash App doesn’t allow you to increase the ATM withdrawal limit.
Cash Card Transaction Limits
Like Cash App ATM withdrawal limits, there are also Cash Card transaction limits. You can use your Cash Card to pay for goods and services, both online and in-store.
The transaction limit for Cash Card is $7,000 per transaction. Here are other transaction limits:
- $7,000 per day
- $10,000 per week
- $15,000 per month
These limits reset at the following times:
- Daily limit: 6 pm CST
- Weekly limit: 6 pm CST every Saturday
- Monthly limit: 6 pm CST on the last day of the month
These limits apply to all Cash Card transactions, in-store or online, as well as ATM withdrawals. Please note that any attempted transaction, successful or declined, will apply towards these limits.
How To Order Cash Card?
Cash Card is a free, customizable Visa debit card. You can use this card online or in-store that accepts the Visa payment method. Also, you can transfer cash to your bank account conveniently.
Follow the below steps to order a Cash Card:
- Go to the Cash App home screen and click on the “Cash Card” icon.
- Press “Get Cash Card.”
- Tap “Continue.”
- Follow the prompted steps.
To order a Cash Card, you must be 18 years or older. Your Cash Card should arrive within 10 business days. However, you can use your Cash Card as soon as you order it.
You can use your Cash Card by connecting it to your Google Pay and Apple Pay or by using the card details found in the Cash Card tab.
How To Activate Your New Cash Card?
There are two ways to activate your Cash Card, such as:
1. Follow the below steps to activate your Cash Card using the QR code:
- Go to the Cash App home screen and click the “Cash Card” tab.
- Click on the image of your Cash Card.
- Tap “Activate Cash Card.”
- Cash App will ask for permission to use your camera. Tap “OK.”
- Scan the QR code.
2. If you no longer have the QR code, use the below steps:
- Go to the Cash App home screen and click the “Cash Card” tab.
- Click on the image of your Cash Card.
- Tap “Activate Cash Card.”
- Select “Use CVV Instead.”
- Type the CVV code and expiration date of your new Cash Card.
You can activate your new Cash Card using one of these ways.
Cash Card Additional Features
Apart from buying goods and services, Cash Card comes with additional features. Here are three additional features of Cash Card:
- Round Ups: You can round up your Cash Card transactions to the nearest dollar to add to your savings balance or invest your spare change into your choice of a stock, ETF, or bitcoin with every purchase.
- Bitcoin/Category Boosts: You’ll be able to save money at popular merchants by enabling the Boosts feature.
- Redesign the Cash Card: You’ll be able to change the color, emojis, and/or signature on it. However, it will cost $5.
Nowadays, most businesses accept electronic payment methods. However, you might come across a situation when you’ll need cash. In that case, you’ll have to access an ATM to withdraw cash.
If you’re a Cash App user, you need an ATM that supports Cash App withdrawal. Fortunately, you can withdraw Cash App money from any ATM. However, you do have to pay an ATM withdrawal fee.
As I’ve mentioned above, Cash App provides unlimited free withdrawals at in-network ATMs, including ATM operator fees. What about the out-of-network withdrawal? For that, you’ll have to set up a direct deposit of $300 (or more) a month into your account.
There is no such thing as free Cash App ATMs near me. However, you can use the given tips to avoid ATM withdrawal fees.