230+ Free Cash App ATMs Near Me (Plus How To Avoid Fees)

Cash App is a convenient way to get loans, file taxes, and send/request money. Besides that, Cash App also offers a Cash Card (a Visa debit card) that allows Cash App members to withdraw money from ATMs.

If you’re a Cash App user, you might know that you have to pay an ATM withdrawal fee. Probably, you’re looking for free Cash App ATMs near me.

ATMs are popular among people because they provide the ultimate convenience when banks are unreachable. Banks provide customers with the ability to withdraw funds at any time through ATMs.

Here are a few ATM usage statistics from NationalCash:

• ATM Customers Spend More: ATM users spend 20-25% more in convenience stores alone.
• ATM Users Visit Frequently: 40% use an ATM 8-10 times a month.
• High Traffic: The average ATM is used 300 times per month.
• Employees Love ATMs: They provide safety and convenience in the workplace.

Nowadays, you can pay using credit cards, debit cards, PayPal, or Cash App. Still, we can’t discard the necessity of cash. Even today, many businesses are cash-only. It means they don’t accept credit cards or any other online payment. In that case, you have to pay with cash.

If you’re a Cash App user or willing to use it, you might have many questions regarding Cash App. In today’s post, I’ll try to answer a few of them.

Cash App ATMs Near Me

During my research, I’ve learned that there are hundreds of ATMs nearby that accept Cash App withdrawals. You can withdraw your Cash App funds from nearly any ATM.

Before answering the question regarding free Cash App ATMs near me, let’s take a look at Cash App ATM locations around the country in alphabetical order:

1. 1st Capital Bank	76. First Horizon National Corporation	151. Oregon Coast Bank
2. 1st Bank and Trust Company	77. First Midwest Bank	152. Pacific Valley Bank
3. 1st Financial Bank USA	78. First National of Nebraska	153. Pacific Premier Bancorp Inc.
4. 1st Source Bank	79. FirstBank Holding Co	154. PacWest Bancorp
5. 21st Century Bank	80. Flagstar Bank	155. People’s United Financial
6. Ally Financial	81. FNB Corporation	156. Pinnacle Financial Partners
7. American Express	82. Fulton Financial Corporation	157. PNC Financial Services
8. Ameriprise	83. Garrett State Bank	158. Popular, Inc.
9. Ameris Bancorp	84. Gateway First Bank	159. Prosperity Bancshares
10. Arvest Bank	85. Genoa Banking Company	160. Park Ridge Community Bank
11. Associated Banc-Corp	86. Gibsland Bank & Trust	161. Peoples Community Bank
12. Atlantic Union Bank	87. Golden Valley Bank	162. Platinum Bank
13. Abby Bank	88. Great American Bank	163. QNB Bank
14. Academy Bank NA	89. Glacier Bancorp, Inc	164. Quad City Bank & Trust
15. Alliance Community Bank	90. Goldman Sachs	165. Quail Creek Bank
16. Alpine Bank	91. Hancock Whitney Bank	166. Quantum National Bank
17. Amboy Bank	92. Harmony Bank NA	167. Queensborough National Bank & Trust Company
18. B1Bank	93. Hawaii National Bank	168. Queenstown Bank of Maryland
19. Baker Boyer Bank	94. Heartland Bank & Trust Company	169. Raymond James Financial
20. Bancorp Bank NA	95. Hiawatha National Bank	170. RBC Bank
21. Bank of America	96. Highpoint Community Bank	171. Regions Financial Corporation
22. Bank of Bird-In-Hand	97. HSBC Bank USA	172. Raccoon Valley Bank
23. Bank of Colorado	98. Huntington Bancshares	173. Republic Bank
24. Bank of Hawaii	99. Idaho First Bank	174. River Valley Community Bank
25. BankUnited	100. Independence Bank of Kentucky	175. Round Top State Bank
26. Barclays	101. Industry State Bank	176. Sabine State Bank
27. BCI Financial Group, Inc.	102. Intercredit Bank	177. Sandy Spring Bank
28. BMO Harris Bank	103. International Bank of Commerce	178. Sauk Valley Bank
29. BNP Paribas / Bank of the West	104. Intracoastal Bank	179. Schaumburg Bank & Trust
30. BOK Financial Corporation	105. Investors Bank	180. Shore United Bank
31. Cadence Bank	106. Jackson County Bank	181. Signature Bank NA
32. Capital One	107. Jefferson Security Bank	182. Simmons Bank
33. Cathay Bank	108. John Marshall Bank	183. SMBC Americas Holdings Inc.
34. Charles Schwab Corporation	109. Jonah Bank of Wyoming	184. South State Bank
35. CIBC Bank USA	110. Jonestown Bank & Trust Company	185. State Farm
36. CIT Group	111. JP Morgan Chase Bank	186. State Street Corporation
37. Citigroup	112. John Deere Capital Corporation	187. SVB Financial Group
38. Citizens Financial Group	113. Karnes County National Bank	188. Synchrony Financial
39. City National Bank	114. Kaw Valley Bank	189. Synovus
40. Comerica	115. Kensington Bank	190. TD Bank NA
41. Commerce Bancshares	116. KeyBank NA	191. Tennessee State Bank
42. Credit Suisse	117. Kirkwood Bank & Trust	192. Thomasville National Bank
43. Cullen/Frost Bankers, Inc.	118. KS StateBank	193. Titan Bank
44. Customers Bancorp, Inc.	119. Labette Bank	194. Tompkins Community Bank
45. C3Bank NA	120. Lake Elmo Bank	195. Tri-County Bank & Trust
46. Cache Valley Bank	121. Legacy Bank & Trust	196. Texas Capital Bank
47. Campbell & Fetter Bank	122. Lending Club Bank NA	197. The Bank of New York Mellon
48. Carter Bank & Trust	123. Lewis & Clark Bank	198. Truist Financial
49. Citizens Independent Bank	124. Lone Star National Bank	199. The Bank of New York Mellon
50. Clear Lake Bank & Trust	125. M&T Bank	200. TIAA
51. Deutsche Bank	126. Macy’s	201. UniBank
52. Discover Financial	127. MidFirst Bank	202. United Business Bank
53. Dacotah Bank	128. Mizuho Financial Group	203. United Community Bank
54. Dallas Capital Bank	129. Morgan Stanley	204. United Prairie Bank
55. Decorah Bank & Trust Company	130. MUFG Union Bank	205. Univest Bank & Trust
56. Denison State Bank	131. Mabrey Bank	206. US Bank
57. Dime Community Bank	132. Malvern Bank NA	207. UMB Financial Corporation
58. Dogwood State Bank	133. Meadows Bank	208. Valley National Bank
59. East West Bank	134. Merchants and Farmers Bank	209. Valliance Bank
60. EB Acquisition Company II LLC	135. MidAmerica National Bank	210. Varo Bank
61. EB Acquisition Company LLC	136. Modern Bank NA	211. Vermillion State Bank
62. Eagle Bank & Trust	137. New York Community Bank	212. Virginia National Bank
63. Earlham Savings Bank	138. Northern Trust	213. VeraBank
64. Elderton State Bank	139. Napoleon State Bank	214. Vision Bank
65. Embassy Bank for the Lehigh Valley	140. New Mexico Bank & Trust	215. Washington Federal
66. Empire State Bank	141. New Peoples Bank	216. Webster Bank
67. Falcon International Bank	142. North Dallas Bank & Trust	217. Wells Fargo
68. Farmers & Merchants National Bank	143. Northstar Bank	218. Western Alliance Bank
69. Fidelity Bank and Trust	144. NSB Bank	219. Wintrust Financial
70. Fifth Third Bank NA	145. Old National Bank	220. Wayne County Bank
71. First American Bank and Trust	146. Oak Valley Community Bank	221. Yampa Valley Bank
72. First Century Bank NA	147. OceanFirst Bank NA	222. Yellowstone Bank
73. First Bancorp	148. Ohio State Bank	223. Zions Bank
74. First Citizens BancShares	149. Old Dominion Bank
75. First Hawaiian Bank	150. Old Plank Trail Bank Community Bank NA

For more banks, visit The Federal Reserve‘s website.

Popular Retailers with ATMs

224. Costco	229. Rite Aid
225. CVS	230. Target
226. Dollar General	231. Walmart
227. Dollar Tree	232. Walgreens
228. Family Dollar	233. Winn-Dixie

How To Avoid Cash App ATM Withdrawal Fees?

As you might know, Cash App charged a $2.50 ATM withdrawal fee. Also, most out-of-network ATMs charged an additional operator fee. Moreover, Cash App charges a $2 fee per transaction.

Many people want to avoid these fees. Is there are any free Cash App ATMs near me? The straightforward answer is NO. Cash App doesn’t offer free ATM withdrawals.

Though there are no free Cash App ATMs near me, there is a way to get the ATM fees reimbursed. Cash App provides unlimited free withdrawals at in-network ATMs, including ATM operator fees. Also, you’ll receive one instantly reimbursed out-of-network withdrawal per 31 days. This offer is valid for customers who receive $300 (or more) in paychecks directly into their Cash App in a calendar month.

If you receive another direct deposit of $300 (or more) in a given month, free withdrawals will be extended for an additional 31 days.

You must activate direct deposits in your account. Here’s how to do it:

1. Tap the Banking/Money tab on your Cash App home screen
2. Tap the routing and account number next to your balance
3. Use the options to copy your account and routing numbers
4. Provide the account and routing number when prompted for a bank account during direct deposit setup

Here’s how to get a direct deposit form:

1. Tap the Money tab on your Cash App home screen
2. Tap Direct Deposit
3. Select Get Direct Deposit Form
4. Fill out your employer information, the amount you would like to be deposited from each paycheck, and provide your signature
5. Select Email Form and enter the recipient address before tapping send

Note: If you don’t receive qualifying direct deposits, you will be charged a $2.50 fee plus any fees charged by the ATM operator for out-of-network withdrawals.

How To Find In-Network Cash App ATMs Near Me?

Cash App Card is a Visa debit card. You can use this card to withdraw money from any ATM. As you can see, I’ve included many Cash App ATMs near me.

The question is how to find in-network Cash App ATMs near me. Cash App provides unlimited free withdrawals at in-network ATMs.

Here’s how to find in-network Cash App ATMs near me:

1. Tap the “Cash Card” tab
2. Select “Find an ATM”
3. Select a location near you using the map or search by address

If you’ve found a convenient location, use the options to get directions or copy the address into your preferred navigation app. You may have to enable location services if you’re using the ATM locator for the first time.

Cash App ATM Withdrawal Limits

Cash App is very serious about your money protection. For that reason, there is an ATM withdrawal limit. You can withdraw money up to the following limits:

• $1,000 per day
• $1,000 per ATM transaction
• $1,000 per week

Cash-back transactions will count toward your ATM limits. You can check your Cash Card balance in-app or online. At this time, you’re not able to check your Cash Card balance at the ATM.

Is it possible to increase the Cash App ATM withdrawal limit? Unlike banks, Cash App doesn’t allow you to increase the ATM withdrawal limit.

Cash Card Transaction Limits

Like Cash App ATM withdrawal limits, there are also Cash Card transaction limits. You can use your Cash Card to pay for goods and services, both online and in-store.

The transaction limit for Cash Card is $7,000 per transaction. Here are other transaction limits:

• $7,000 per day
• $10,000 per week
• $15,000 per month

These limits reset at the following times:

• Daily limit: 6 pm CST
• Weekly limit: 6 pm CST every Saturday
• Monthly limit: 6 pm CST on the last day of the month

These limits apply to all Cash Card transactions, in-store or online, as well as ATM withdrawals. Please note that any attempted transaction, successful or declined, will apply towards these limits.

How To Order Cash Card?

Cash Card is a free, customizable Visa debit card. You can use this card online or in-store that accepts the Visa payment method. Also, you can transfer cash to your bank account conveniently.

Follow the below steps to order a Cash Card:

• Go to the Cash App home screen and click on the “Cash Card” icon.
• Press “Get Cash Card.”
• Tap “Continue.”
• Follow the prompted steps.

To order a Cash Card, you must be 18 years or older. Your Cash Card should arrive within 10 business days. However, you can use your Cash Card as soon as you order it.

You can use your Cash Card by connecting it to your Google Pay and Apple Pay or by using the card details found in the Cash Card tab.

How To Activate Your New Cash Card?

There are two ways to activate your Cash Card, such as:

1. Follow the below steps to activate your Cash Card using the QR code:

• Go to the Cash App home screen and click the “Cash Card” tab.
• Click on the image of your Cash Card.
• Tap “Activate Cash Card.”
• Cash App will ask for permission to use your camera. Tap “OK.”
• Scan the QR code.

2. If you no longer have the QR code, use the below steps:

• Go to the Cash App home screen and click the “Cash Card” tab.
• Click on the image of your Cash Card.
• Tap “Activate Cash Card.”
• Select “Use CVV Instead.”
• Type the CVV code and expiration date of your new Cash Card.

You can activate your new Cash Card using one of these ways.

Cash Card Additional Features

Apart from buying goods and services, Cash Card comes with additional features. Here are three additional features of Cash Card:

• Round Ups: You can round up your Cash Card transactions to the nearest dollar to add to your savings balance or invest your spare change into your choice of a stock, ETF, or bitcoin with every purchase.

• Bitcoin/Category Boosts: You’ll be able to save money at popular merchants by enabling the Boosts feature.

• Redesign the Cash Card: You’ll be able to change the color, emojis, and/or signature on it. However, it will cost $5.

Conclusion

Nowadays, most businesses accept electronic payment methods. However, you might come across a situation when you’ll need cash. In that case, you’ll have to access an ATM to withdraw cash.

If you’re a Cash App user, you need an ATM that supports Cash App withdrawal. Fortunately, you can withdraw Cash App money from any ATM. However, you do have to pay an ATM withdrawal fee.

As I’ve mentioned above, Cash App provides unlimited free withdrawals at in-network ATMs, including ATM operator fees. What about the out-of-network withdrawal? For that, you’ll have to set up a direct deposit of $300 (or more) a month into your account.

There is no such thing as free Cash App ATMs near me. However, you can use the given tips to avoid ATM withdrawal fees.

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