39 Grocery Stores That Cash Checks (Personal to Insurance)

Are you looking for grocery stores that cash checks? Yes? Then you’ve come to the right place. Here are some grocery stores that cash checks, including personal, payroll, insurance, etc.

Where do you cash your checks? Most likely in banks, right?

Nowadays, many grocery stores offer check cashing services. You can cash government checks, payroll checks, tax refund checks, and even personal checks while picking up your groceries.

In today’s post, I’ve collected some grocery stores that cash checks. However, there are some requirements and fees involved for each store.

So, let’s see which grocery stores offer check cashing service.

Grocery Stores That Cash Checks

If you want to avoid going to the bank, here are some grocery stores that cash checks.

1. Albertsons

Albertsons is the second-largest supermarket chain with more than 2,200 stores in the United States. Albertsons offers a check cashing service. They will cash electronically signed payroll or government checks. However, the types of checks you can cash at Albertsons vary by location as it has so many locations under many well-known brands.

According to Albertsons’s policy, the check must be under $1,000. Albertsons won’t accept handwritten or personal checks. It’s because there’s a high risk of fraud.

You can cash your checks at Albertsons if the store is open. Some Albertsons stores are open 24/7 and offer a check cashing service. Typically, Albertsons stores open at 7:30 a.m. and close at 8:30 p.m.

Check Cashing Fee: Varies by location. Most stores charge anywhere from $2 to $6 for check cashing.

2. Baker’s

Baker’s is a subsidiary supermarket of Kroger. It’s primarily operating in the metro area of Omaha and Nebraska. 

You’ll find the Money Services desk in your nearest Baker’s store, where you can cash a check, buy a money order, pay bills, and send or pick up money. They have more than 2,000 Money Services stores.

What types of checks you can cash at Money Services? You can cash the following types of checks:

• Payroll Checks
• Government Checks
• Income Tax Refund
• Insurance Settlement
• Business Checks
• Child Support Checks

You must bring your social security or taxpayer identification number to cash a check. Moreover, you can only cash a check up to the value of $5,000.

How much does it cost to cash checks? According to the Money Services website, prices may vary by store. However, they have an online calculator that shows how much it costs to cash checks.

• $1-$2,000: With Card $4, Without Card $4.50
• $2,001-$5,000: With Card $7, Without Card $7.50

Therefore, visit your local Money Services store and find out the fees.

3. City Market

City Market is another supermarket brand of Kroger. It has more than 30 stores in the United States. Also, it offers money services to its customers, including check cashing.

You can cash various types of checks, such as:

• Payroll Checks
• Government Checks
• Income Tax Refund Checks
• Insurance Settlement Checks
• Business Checks
• Child Support Checks

You must bring a government-issued ID and your Social Security or Taxpayer Identification Number to cash a check. The fee will vary by location. However, you must expect to pay anywhere between $4 to $7.50 per check.

4. Dillons

Dillons is another supermarket chain of Kroger. It has 94 stores in the United States. You’ll find Dillons stores in Kansas, Nebraska, and Missouri. This brand also offers money services to its customers, including check cashing.

Dillons accept various types of checks, such as:

• Payroll Checks
• Government Checks
• Income Tax Refund Checks
• Insurance Settlement Checks
• Business Checks
• Child Support Checks

With a shopper’s card, fees start from as little as $3 for checks up to a maximum of $2,000. You’ll pay $5.50 for checks up to $5,000 and over. You must bring a government-issued ID and your Social Security or taxpayer Identification Number to cash a check.

Dillons Money Services locations are usually open between 8 a.m. and 8 p.m. weekly. Therefore, you can stop by at a time that works best for you. However, hours can vary between stores or change with the holidays.

5. Gerbes

Gerbes is another supermarket operated by Kroger. You’ll find a money services center at Gerbes stores.

You can cash a wide range of checks, such as:

• Payroll Checks
• Government Checks
• Income Tax Refund Checks
• Insurance Settlement Checks
• Business Checks
• Child Support Checks

You must bring a form of ID and your Social Security or Taxpayer Identification Number to cash a check. They accept many types of IDs, such as:

• US-issued Passport
• State-issued ID
• Driver’s License
• Resident Alien ID
• Military ID
• Matricula Consular ID
• Tribal Nation or Reservation ID

The fees vary by store. However, you can expect to pay anywhere between $3 to $7.50 per check.

6. Kroger

Kroger is a retail company that operates supermarkets and multi-department stores throughout the United States. It has a money services center at its stores. You can cash your checks by paying a small fee.

You can cash a wide range of checks at Kroger’s money services center, such as:

• Payroll Checks
• Government Checks
• Income Tax Refund Checks
• Insurance Settlement Checks
• Business Checks
• Child Support Checks

You’ll need a form of ID and your Social Security or Taxpayer Identification Number to cash a check. The fees vary by store. However, depending on the check value, they charge between $3 to $7.50 per check.

7. Fred Meyer

Fred Meyer is an American hypermarket superstore operated by Kroger. It has over 130 stores in the northwest U.S., within Oregon, Washington, Idaho, and Alaska.

The types of checks you can cash at Fred Meyer are:

• Payroll Checks
• Government Checks
• Income Tax Refund Checks
• Insurance Settlement Checks
• Business Checks
• Child Support Checks

You can’t cash personal checks. Moreover, the check cashing limit is $5,000. You must bring a form of ID and your Social Security or Taxpayer Identification Number to cash a check.

The fee may vary by store. However, depending on the check value, they charge between $3 to $7.50 per check.

8. Food Lion

Food Lion is a regional supermarket chain with over 1,100 stores in 10 Mid-Atlantic and Southeastern United States states.

Food Lion is one of a few grocery stores that allows personal check cashing. Also, you can cash government, rebate, tax refunds, U.S. Traveler’s Checks up to $500, and payroll checks up to $1,000.

You must bring a form of ID to cash a check. They accept various types of IDs, such as:

• US-issued Passport
• Driver’s License
• Military ID
• Tribal Nation or Reservation ID

The fees will vary by store.

9. Fry’s Food Stores

Fry’s Food Stores is a Kroger subsidiary with more than 126 food and drug stores across the United States.

It also has money services in its stores like any other Kroger brand. They accept various checks, including payroll, government, business, and child support. However, they don’t accept personal checks due to fraud.

You’ll need a valid Social Security number and a form of ID to cash a check. They charge between $3 to $7.50 per check, depending on the check value.

10. Giant Eagle

Giant Eagle is an American supermarket chain that has more than 216 stores in Pennsylvania, Ohio, West Virginia, Indiana, and Maryland.

Giant Eagle also offers check cashing service to its customers. They accept various types of checks, such as:

• Personal Checks
• Payroll Checks
• Government Checks
• Traveler’s Checks (Up To $100)

Giant Eagle does not cash tax refund checks, money orders, insurance checks, third-party checks, foreign traveler’s checks, or gift checks (cheques).

You’ll need a Giant Eagle Advantage Card to cash a check. A customer may apply for a Giant Eagle Advantage Card^® at the Customer Service Desk. A valid driver’s license, state photo ID, or military photo ID is required to activate check cashing privileges on a customer’s new or existing Giant Eagle Advantage Card. Giant Eagle may require additional photo identification for any check transaction.

The fee varies by store and the type of checks. No fee for child support checks.

11. Giant Food

Giant Food is a regional supermarket chain with 165 stores in Delaware, Maryland, Virginia, and the District of Columbia. The types of checks you can cash vary by store. Also, the fee vary by location.

12. H-E-B

H-E-B is a supermarket chain with more than 380 stores throughout the U.S. state of Texas and northeast Mexico. To cash a check, stop by your H-E-B Business Center.

They accept various types of checks, such as:

• Payroll
• Government
• Insurance
• Dividend

The fee starts at $3. However, fees are determined by the check’s face value. You’ll need a government-issued photo ID.

13. Hannaford

Hannaford is a supermarket chain that operates stores in New England and New York. It has more than 180 stores.

They also allow customers to cash checks. The types of checks you can cash at Hannaford are:

• Payroll Checks
• Government Checks
• Pension Checks

The fee varies by location. However, it’s free to cash pension checks for customers over 60.

14. Homeland

Homeland is a supermarket chain that operates in Oklahoma, Kansas, Georgia, and Texas. They only accept payroll checks.

They charge a 2% fee of the total check amount. However, you’ll get 1% back as store credit on purchases of $15 or more.

15. Harris Teeter

Harris Teeter is another subsidiary of Kroger that operates 258 stores in seven South Atlantic states and Washington, D.C.

As it’s a part of Kroger, you’ll find the Money Services center at Harris Teeter stores. You can cash in various types of checks, such as:

• Payroll Checks
• Government Checks
• Income Tax Refund Checks
• Insurance Settlement Checks
• Business Checks
• Child Support Checks

The fee varies by location. However, you can expect to pay anywhere between $3 to $7.50 per check.

16. Hy-Vee

Hy-Vee is a supermarket chain with more than 280 locations in Iowa, Illinois, Kansas, Minnesota, Missouri, Nebraska, South Dakota, and Wisconsin.

Unfortunately, not all locations offer check cashing service. The types of checks you can cash vary by location.

17. Ingles

Ingles is another supermarket chain that operates 198 supermarkets in the Appalachian region of the Southeastern United States. 

Ingles allows its customers to cash personal and payroll checks. To cash a check, you’ll need an Ingles Advantage Card. The fee varies by location.

18. King Soopers

Here is another subsidiary of Kroger. King Soopers has 118 locations in the Rocky Mountains of the United States.

Like any other Kroger supermarket, it also has a Money Services center. The types of checks you cash are:

• Payroll Checks
• Government Checks
• Income Tax Refund Checks
• Insurance Settlement Checks
• Business Checks
• Child Support Checks

It doesn’t accept personal checks. The fee varies by location. However, you must expect to pay anywhere from $3 to $7.50 per check, depending on the check value.

19. Jay C Food Stores

Jay C Food Stores is a supermarket chain with 64 stores in Southern Indiana that has been a division of Kroger since 1999. As it’s a part of Kroger, you’ll find the Money Services center at Jay C Food Stores.

You can cash in checks like:

• Payroll Checks
• Government Checks
• Income Tax Refund Checks
• Insurance Settlement Checks
• Business Checks
• Child Support Checks

The fee varies by location. However, you can expect to pay anywhere from $3 to $7.50 per check, depending on the check value.

20. Mariano’s

Mariano’s is another supermarket chain owned by Kroger. It operates in Illinois with 45 stores. Like any other Kroger brand, you’ll find Money Services Center at Mariano’s stores.

The types of checks you can cash are:

• Payroll Checks
• Government Checks
• Income Tax Refund Checks
• Insurance Settlement Checks
• Business Checks
• Child Support Checks

The fee varies by location. However, you can expect to pay anywhere from $3 to $7.50 per check, depending on the check value.

21. Market Basket

Market Basket is a supermarket chain that has 88 supermarkets in New Hampshire, Massachusetts, Maine, and Rhode Island.

They have Courtesy Service Departments where you can cash checks. However, you can only cash payroll checks. You’ll need a check cashing card to cash a check.

22. Metro Market

Metro Market is another supermarket chain owned by Kroger. It has 21 stores in Wisconsin. You’ll find Money Services centers at Metro Market stores.

23. Pay Less Super Market

Pay Less Super Market is another supermarket chain that operates in Indiana. It’s another supermarket chain of Kroger. Therefore, you’ll find Money Services Centers at Pay Less Super Market stores.

The types of checks you can cash vary by location. However, you can expect to cash checks like:

• Payroll Checks
• Government Checks
• Income Tax Refund Checks
• Insurance Settlement Checks
• Business Checks
• Child Support Checks

The fee varies by location. However, you can expect to pay anywhere from $3 to $7.50 per check, depending on the check value.

24. Price Chopper

Price Chopper is another supermarket chain that has more than 130 locations. It offers check cashing privileges to customers in New York, Pennsylvania, Massachusetts, Vermont, and New Hampshire.

They accept various types of checks, such as:

• Payroll
• Personal Checks up to $30
• Disability 
• Worker’s Compensation
• Public Assistance
• Child Support
• Pension/Retirement
• Unemployment

You must sign up for an AdvantEdge card to get check cashing privileges. You’ll get full check cashing privileges after you’ve had the card for 30 days. The fee they charge depends on the check type.

25. Publix

Publix is a supermarket chain with more than 1,300 locations that operate in Florida, Georgia, Alabama, South Carolina, North Carolina, Tennessee, and Virginia.

You can cash payroll and personal checks at Publix. The fee varies by location. You’ll need a government-issued ID to cash a check.

26. Pick ‘n Save

Pick ‘n Save is another grocery store operated by Kroger. It has 84 stores in Wisconsin. You’ll find a money services center at Pick ‘n Save stores.

The fee varies by location. However, you must expect to pay between $3 to $7.50 per check.

27. Quality Food Centers (QFC)

Quality Food Centers (QFC) is a supermarket chain that has 62 stores in western Washington and northwestern Oregon. It’s another subsidiary of Kroger.

You’ll find a money services center at QFC stores. The fee varies by location. However, you must expect to pay between $3 to $7.50 per check.

28. Ralphs

Ralphs is the largest subsidiary of Kroger. It has 189 stores in Southern California. As it’s a subsidiary of Kroger, you’ll find a money services center at Ralphs stores.

You can cash various types of checks, including payroll, business, and government. The fee varies by location. However, you must expect to pay between $3 to $7.50 per check.

29. Safeway

Safeway is a supermarket chain that has more than 904 stores across the country. You can cash checks like payroll, stimulus, government, Social Security benefits, unemployment benefits, and tax refunds.

There’s a limit of $1,500. However, policies are set by individual stores. The fee varies by location. You’ll need a photo identification to cash a check.

30. Shaw’s

Shaw’s is another supermarket chain that offers check cashing service. It has 150 stores throughout New England. This company is owned by Albertsons. You can cash payroll and personal checks. The policies are set by individual stores.

31. ShopRite

ShopRite has 321 stores in six states: Connecticut, Delaware, Maryland, New Jersey, New York and Pennsylvania. Some of ShopRite’s stores offer check cashing services. The fee varies by location.

32. Smith’s Food and Drug

Smith’s Food and Drug is a regional supermarket chain with stores in Utah, Nevada, New Mexico, Arizona, Montana, Idaho, and Wyoming. It became a subsidiary of Kroger in 1998.

You’ll find a money services center at Smith’s stores. They accept various types of checks, including payroll and government checks. The fee varies by location.

33. Stop & Shop

Stop & Shop is a regional supermarket company that has more than 400 stores in New York, New England, and New Jersey. 

You must join its rewards program called “Go Rewards” to apply for check cashing privileges at your local store. You can cash payroll and government checks of up to $500 for a fee of $0.40.

34. Tops Friendly Market

Tops Friendly Market is a supermarket chain that operates stores in Upstate New York, Vermont, and Northern Pennsylvania.

You can cash payroll and government checks at some Tops Friendly Market stores. The fee varies by location.

35. Vons

Vons is a supermarket chain owned by Albertsons. Most of its locations are in Southern California and the Las Vegas Valley. You can cash payroll and personal checks. However, the policies are set by individual stores.

36. Walmart

Walmart is a retail corporation that operates a chain of hypermarkets, discount department stores, and grocery stores in the United States. It has 4,743 stores across the country.

You can cash various types of checks at Walmart, such as:

• Payroll Checks
• Government Checks
• Tax Refund Checks
• Cashier Checks
• Insurance Settlement Checks
• 401k and retirement distributions Checks
• Two-party personal checks in some locations (Up to $200)

In most states, the check-cashing limit is $5,000, though they increase this limit to $7,500 between January & April of each year.

For pre-printed checks up to $1,000, the maximum fee is $4. For pre-printed checks above $1,000, the maximum fee is $8. For personal checks up to $200, the fee is $6.

To cash a check, present your endorsed check to the cashier at their Money Service Center or Customer Service desk along with valid identification.

37. Wegmans

Wegmans is a supermarket chain with 109 stores in eight states and the District of Columbia. It allows its customers to write personal checks for their purchases.

Wegmans utilizes a third party for personal check authorization. They won’t accept your check if the third-party service provider does not authorize your check.

38. WinCo Foods

WinCo Foods is a supermarket chain with retail stores in Arizona, California, Idaho, Montana, Nevada, Oklahoma, Oregon, Texas, Utah, and Washington.

You can cash various types of checks at WinCo Foods stores. However, the acceptance or cashing of a check is not guaranteed and may require management review.

They charge a fee of $5 for checks up to $500 and $10 for checks up to $1,000.

39. Winn-Dixie

Winn-Dixie is a supermarket chain that operates more than 546 stores in Louisiana, Mississippi, Alabama, Georgia, and Florida. The types of checks you can cash vary by location. However, most will cash personal and payroll checks.

The fee varies by location. You’ll need a photo identification to cash a check. It’s better to check with your local Winn-Dixie for its individual check-cashing policies before you visit.

FAQs

Conclusion

As you can see, there are many grocery stores that cash checks. It’s convenient since you can pick up groceries while cashing your check. Many grocery stores also let you purchase money orders.

The types of checks grocery stores accept may vary by location. Also, the fee vary by location. For that reason, it’s recommended to check with your local store or visit their website for specific details.

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