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How To Get Free Money With Minimal Effort: 34 Legit Ways

Do you want to know how to get free money with minimal effort? Yes? Here are some of the best ways to get free money without much effort.

When you’re getting something for free, you can’t deny it. Do you? If you get money for free, no one will turn this down.

Is there such thing as free money? Nowadays, there are a few sites available that’ll give you money with minimal effort. Even you can get free money from the government. For that, you have to be eligible first.

What Is Free Money?

Before going further, we need to understand what is considered free money. Definitions can vary between people. In my perspective, the money you get without investing or doing something that you usually do consider free money.

Most of the sites listed on this list will give you rewards for doing simple tasks. You don’t have to invest money for that. All you have to do is invest a few minutes of your time.

Even some sites will offer you a $5 to $10 sign-up bonus. However, you have to spend a little money to get the sign-up bonus. If you’re going to make a purchase anyway, you can opt for getting the sign-up bonus.

So, let’s see which are the best ways to get free money.

Get Free Money From The Government

First of all, we need to try to get free money from the government. The government has a few assistance programs that allow qualified members to get free money from the government. However, you have to qualify to get free money from the government.


How To Get Free Money is the first platform you need to check out for missing money. You can use this platform to find your missing money. is endorsed by the NAUPA that is a trusted authority in unclaimed property. They help individuals claim their unclaimed property. Therefore, use this platform to find your missing money.

2. Child Care and Development Fund

The Child Care and Development Fund (CCDF) assists low-income families in obtaining child care so they can work or attend training/education. It’s made available $5.2 billion to States, Territories, and Tribes in Fiscal Year 2012. Also, the program improves the quality of child care. However, it’s available to eligible families that need free money.


MissingMoney works similarly to It’s also endorsed by the NAUPA. It helps the rightful owners to find their lost money, property, and other assets. All you have to do is search to see if you’re owed anything.

If you get a result, claim the property by filling out the requested details. After submitting your application, you’ll receive instructions on the next steps from the state.

4. Federal Pell Grants

If you’re a student, this program is for you. Federal Pell Grants are usually awarded only to undergraduate students. The amount of aid you can receive depends on your financial need and the cost of attendance at your school.

You’re not eligible to receive a Federal Pell Grant if you:

  • Are incarcerated in a federal or state penal institution.
  • Are subject to an involuntary civil commitment upon completion of a period of incarceration for a forcible or nonforcible sexual offense.

To apply, you should start by submitting an FFSA form. You have to fill out the FAFSA form every year you’re in school to stay eligible for federal student aid. You can learn more at the Federal Student Aid website.

5. Low Income Home Energy Assistance Program (LIHEAP)

The Low Income Home Energy Assistance Program (LIHEAP) helps keep families safe and healthy through initiatives that assist families with energy costs. They provide federally funded assistance in managing costs associated with home energy bills, energy crises, weatherization, and energy-related minor home repairs. It can help you stay cool in the summer and warm in the winter through programs.

Get Free Money From Survey Sites & Apps

Are you willing to answer surveys? Yes? You can make extra money by answering surveys. All you have to do is choose the best survey sites or apps.

6. Swagbucks

When it comes to getting paid to answer surveys, Swagbucks is one of the best. It’ll allow you to take paid online surveys. For completing surveys, it’ll reward you with SB points. After earning enough SB points, you can redeem them for gift cards or cash via PayPal.

In addition to answering surveys, there are a few more ways to earn SB points. Here are some other ways to earn SB points on Swagbucks:

  • Reading email
  • Shopping online
  • Watching videos
  • Searching on the web

You can get $10 as a welcome bonus if you make a purchase of $25 or more within 30 days of creating your account.

7. InboxDollars

InboxDollars works similarly to Swagbucks. The only difference between the two of them is you’ll earn real money rather than points. However, it’s only available for United States users.

For answering surveys, it’ll reward you with cash. Besides taking paid online surveys, there are a few more ways available to make money on InboxDollars. Here are a few of them:

  • Reading emails
  • Watching videos
  • Shopping online
  • Playing games
  • Searching on the web

InboxDollars offer a $5 signup bonus to its new members. Create an account on InboxDollars and get $5 instantly in your account. You need to earn at least $30 to request a withdrawal.

8. SurveyJunkie

SurveyJunkie is an online market research community. It’ll allow you to take paid online surveys. For completing surveys, you’ll get points. You can expect to earn anywhere between $0.20 to $3.50 per survey. It’ll take anywhere between 2-30 minutes to complete a survey.

You have to earn at least 1,000 points ($10) to cash out. Your earnings depend on demographics. Sometimes, SurveyJunkie might match you with focus groups where you have to attend a group session.

9. MyPoints

MyPoints works similarly to Swagbucks. Why? MyPoints and Swagbucks are owned by the same company.

You’ll get numerous ways to earn points on MyPoints. Here are some of the best ways to earn points:

  • Answering surveys
  • Shopping online
  • Watching videos
  • Playing gmaes
  • Reading emails

After earning enough points, you can redeem them for gift cards or cash via PayPal. As a new user, you’ll get $10 when you make a purchase of $20 in your first 30 days. Therefore, use this money-making app to get free money.

10. Lifepoints

Lifepoints is one of the best survey sites to make extra money. You can take paid online surveys on this platform. Your answers can help make a difference to future products and services. For answering surveys, you’ll earn Lifepoints. In addition to taking paid online surveys, you can take part in games, competitions, and free giveaways.

Upon your sign-up, they’ll give you 10 Lifepoints. After earning enough Lifepoints, you can redeem them for e-gift cards, PayPal Credit, and many more.

11. Opinion Outpost

Opinion Outpost is a market research panel where members collect points for their opinions. After signing up, you can take paid online surveys. For completing surveys, you’ll earn points.

You can redeem your points for gift cards to your favorite retailers like Amazon and iTunes. If you prefer to get free money, you can do that as well.

Get Free Money From Cash-back and Rewards Apps

If you love shopping online, you can use cash-back apps to get cash-back on your everyday purchases. All you have to do is choose the best cash-back app to get free money.

12. Rakuten

When it comes to getting cash-back on everyday purchases, Rakuten is one of the best platforms. Rakuten partnered with more than 2,500 stores. All you have to do is make purchases through the Rakuten app in these stores. When you successfully purchase an item, you’ll get cash-back in your account.

Also, you can refer your friends to Rakuten using your referral link to earn a $30 bonus. However, they have to spend $30 to get you a $30 bonus. Even they’ll get a $30 bonus as well.

13. Capital One Shopping

Capital One Shopping is a free app and browser extension that helps you to save money on online purchases. It searches on the internet for deals and discounts to apply to your online purchases.

You don’t have to do anything. Capital One Shopping will automatically apply discounts and deals at checkout. The money you save using Capital One Shopping is deposited into your account. Later on, you can use this money to purchase gift cards to other stores or make purchases on Capital One Shopping.

14. Dosh

Dosh is another cash-back app that’ll help you to get free money. You can get automatic cash-back when you shop, dine, and book hotels.

First of all, you have to download the app and link your credit or debit card. After that, shop at thousands of partner restaurants and retailers. You can receive up to 10% cash-back on your purchases. Dosh deposits the cash-back into your wallet automatically.

After accumulating $25, you can transfer to the bank, PayPal, or Venmo. Even you can donate your cash-back to charity. You can also earn $5 for every friend you refer.

Here are a few brands Dosh work with:

  • Walmart
  • Pizza Hut
  • Proactiv
  • Disney Plus
  • Dunkin’
  • Sephora

15. iBotta

iBotta is one of my favorite cash-back apps. In the beginning, iBotta used to give cash-back on grocery purchases. Currently, it supports more than 300 retailers, including restaurants, pharmacies, grocery stores, and many more.

At the time of writing this article, you can enjoy its free thanksgiving dinner. They’re giving out 100% cash-back on turkey, potatoes, stuffing, and many more.

First of all, you need to create an account on iBotta. After logging into your account, choose from thousands of products at your favorite retailers and add them to your list. Next, shop in-store or online like you always do. After shopping, submit your receipt or link your grocery account to earn cash-back.

It can take up to 48 hours to add cash-back to your iBotta account. When you earn at least $20, you can withdraw your earnings directly to your bank, PayPal, Venmo, or gift cards.

16. Fetch Rewards

If you want to make extra money by scanning receipts, you can opt for Fetch Rewards. There are a few legit ways to earn points on Fetch Rewards, such as redeeming special offers, referring friends, buying popular brands, and submitting e-Receipts. You can earn points for scanning any receipt.

You need to earn at least 3,000 points to redeem them for gift cards to your favorite retailers like Sephora, Zappos, Petco, and many more.

17. GetUpside

GetUpside is a free app for cash-back on gas stations, groceries, and restaurants. GetUpside is working with over 30,000 businesses. You can save up to $0.25 per gallon.

First of all, you have to create an account and link your credit or debit card. Next, claim your offers and shop as you always do. After that, you have to check-in or scan your receipts. You’ll get your cash-back right into your GetUpside account. You can cash out whenever you want via PayPal, e-gift cards, or directly into the bank account.

18. Shopkick

Shopkick is the best shopping rewards app. Shopkick rewards you for the shopping you already do. You can earn kicks by walking into a partner store, scanning the bar code on select products, shopping online, watching videos, and browsing content on the app.

Whenever you complete a task, you’ll get kicks. After earning enough kicks, you can redeem them for gift cards to Amazon, Target, Starbucks, and many more.

Get Free Money From Captcha Sites

Nowadays, there are a few legit captcha sites available to make extra money. All you have to do is solve captchas. For solving captchas, you’ll earn a few amounts of money. You can consider it as free money.

19. 2Captcha

2Captcha is one of the best captcha sites. You can expect to earn $0.38 per 1,000 captchas and $1.01 per 1,000 Re-Captchas.

To work on this platform, you need to have either computer or smartphone with an internet connection. Also, you have to pass its simple test before starting working. No worries, it’ll take anywhere between 5-10 minutes to complete.

There are various payout methods available to choose from, such as Payeer, WebMoney, Perfect Money, Bitcoin, Advcash, Uphold, and Airtm. You have to earn at least $0.5 to request a payout.

20. Kolotibablo

When it comes to solving captchas, Kolotibablo is one of the best companies. It has been around since 2007. So, it’s a trustworthy platform to work as a captcha solver.

You can expect to earn anywhere between $0.5 to $1 per 1,000 solved captchas. Even you can earn up to $300 per month as a captcha solver. All you have to do is solve as many captchas as possible. Like any other captcha-solving company, you have to pass the test before starting working. You can withdraw your earnings via Payza or WebMoney.

21. Fast Typers

If you’re looking for a high-paying captcha solving site, Fast Typers is one for you. It’ll pay you $1.5 for every 1,000 solved captchas. You can work on flexible hours.

Get Free Money For Exercise

Have you ever thought about getting paid for exercise? No? There are a few legit ways available to get paid for exercising. If you’re workout savvy, you can take this opportunity to make extra money.

22. HealthyWage

Want to take the weight loss challenge? Yes? HealthyWage is a platform that’ll allow you to bet on yourself with a weight loss challenge. You can win up to $10,000 for participating in a weight loss challenge.

There are three types of challenges available.

  • Personal Challenge
  • Team Challenge
  • Company’s Corporate Challenge

Personal Challenge: With a personal challenge, you’ll be able to decide how much weight you want to lose, how long you want to take to lose that weight, and how much you would love to bet. You can use its HealthyWage prize calculator to see how much you could win based on your challenge. If you don’t win the challenge, HealthyWage will keep the money.

Team Challenge: You can participate with five team members to take a weight loss challenge. You could either make a team of five or be matched with one. The team that loses the highest percentage of weight will win the grand prize of $10,000.

23. Achievement

Achievement is a rewards app that’ll let you earn points for activities like walking, meditating, logging meals, and answering questions about yourself.

First of all, you have to create an account. After that, you have to connect your desired fitness apps to achievement. It supports over 20 popular fitness apps like FitBit, DailyMile, Apple Health, and many more. For your activities, it will reward you with points. Also, you can participate in Achievement studies to earn more points.

Once you earn at least 10,000 points, you can redeem your $10 reward. You can redeem points via PayPal or direct deposit to your bank account.

Related Article: How To Get Paid To Walk: 23 Best Ways

Get Free Money For Playing Games

Do you love to play games online? Yes? You can get free money for playing games online. Nowadays, a few websites allow you to play games online. For playing games online, they’ll pay you.

24. Wealth Words

If you’re a big fan of puzzle games, Wealth Words is the best platform. You can play time-bound crossword puzzles to earn real money. However, you have to solve the crossword clues within the shortest time.

  • Mavericks: $20 (Time: 40s)
  • Trojans: $40 (Time: 40s)
  • Unicorns: $50 (Time: 40s)

To play crossword puzzles, you have to pay $1, $2, or $5. You can withdraw your earnings via PayPal. For more info, head over to the Wealth Words website.

25. PlayAndWin

PlayAndWin will allow you to play numerous games and win exciting prizes. There are many types of games available to play. All you have to do is choose the best games that excite you. For playing games, you earn tokens. You can use your tokens to win prizes.

26. Game-Testers

Want to get paid to test video games? Yes? Game-Testers is a platform that’ll pay you money for testing new video games. You can consider it as a part-time job. You can earn $50 to $150 per hour by testing new video games. Also, you can play anywhere and anytime.

Related Article: 18 Best Ways To Make Money Playing Games From Home

Rent Your Car

If you don’t use your car often, you can rent your car to get free money. Nowadays, there are a few legit platforms available that’ll help you to rent your car online. All you have to do is list your car on the websites.

27. Turo

When it comes to getting paid for renting a car, Turo is the best platform. Turo is the world’s largest car-sharing marketplace. It’s available in the USA, Canada, and the UK. You could earn an average of $706 per month. You can consider it free money.

First of all, you have to create an account. After that, list your car by describing your car and adding some photos. You can set your daily price and ground rules. The best thing about this platform is you don’t have to pay monthly fees.

28. GetAround

GetAround is another car-sharing marketplace. It’ll allow you to rent your car to other individuals locally. When someone wants to rent your car, they can do so from the GetAround app. You don’t have to meet the person to exchange keys.

You can expect to earn over $5 per hour. GetAround will take 40% commission, and the rest is yours. Moreover, you’ll get $1 million primary insurance coverage for your car. You don’t have to worry about damages from renters.

Related Article: 7 Best Places To Rent Your Car To Make Extra Money

Rent Your Space

In the era of the internet, it’s possible to rent your house online.

29. Airbnb

When it comes to renting out your house, Airbnb is the best marketplace. Airbnb is an American company that operates an online marketplace for lodging, primarily homestays for vacation rentals, and tourism activities. You can become an Airbnb host to make extra money.

They make a few simple assumptions and calculations to determine your earnings:

  • If you have an entire place, they assume you can host four guests. If you’re listing a private room, they count that as two guests, and for a shared room, one guest.
  • They take the median nightly price (before expenses, fees, and taxes) based on booking data in your area from the last 12 months.
  • They then multiply that price by the total number of occupied nights to get the monthly earnings estimate. To estimate the number of nights that you might host, they look at how often others in your area are hosting.

These are estimates. Your earnings depend on other factors as well.

Advertise On Your Car

Do you have a car? Want to wrap your car with advertisements? Yes? Here are some of the best platforms to get paid to advertise on your car.

30. Wrapify

Wrapify is the best platform that turns your car into a moving billboard. Wrapify works with major brands like Microsoft, Petco, Google, and many more. Wrapify pays you to advertise their brands on your car.

To get started, you have to sign-up as a driver. Next, you have to drive on your normal commute to start qualifying for campaigns and receiving offers. You need to reach 50 commuting miles to be eligible for campaign offers.


  • You need to be at least 21 years old.
  • You need to drive a 2010 or newer vehicle.
  • Your vehicle needs to be in a good condition without body or paint damage.
  • You need to drive at least 25 miles a day.
  • You need to have a clean driving and criminal record.

Drivers who choose a full wrap can earn up to $450 per month. When your campaign is over, your car comes off clean.

31. StickerRide

StickerRide is another platform that pays you to advertise on your car. Not only does it pay you, but it’ll also compensate for your vehicle expenses like gas, car washes, and parking.

First of all, you have to download the StickerRide app. After that, register your car on this platform. Next, select the campaign that fits your brand, design preferences, and earning expectations. You can place stickers on different parts of your car as you like.


  • You must be at least 18 years old.
  • You need to have a clean driving record.
  • You need to have a smartphone.
  • You can’t participate in two campaigns at a time.

Related Article: 7 Best Ways To Get Paid To Advertise On Your Car (Up To $1,500)

Get Free Money From Bill Negotiations Apps

Nowadays, there are a few sites and apps available that help you to lower your bills automatically. It’s one of the best ways to make free money. Also, you can save tons of money on your everyday online purchases.

32. Truebill

When it comes to saving money, Truebill is one of the best money-saving apps. It’s the easiest way to find subscriptions, manage bills, and cancel recurring charges with one click.

Truebill helps you to cancel your unwanted subscriptions and lower your bills. However, they’ll charge 40% of your savings. Therefore, use this platform to cancel unwanted subscriptions and lower bills.

33. Trim

Trim is another money-saving app to save tons of money. Trim can help you to save money by negotiating cable, internet, phone, and medical bills. Also, it’ll help you to cancel unwanted subscriptions.

Even Trim can help you with lower APRs and bank fees. Trim negotiates with your bank to lower interest rates (APRs), waive interest charges, and get refunds on unfair bank fees. Trim users save an average of $620. Therefore, use this platform to save money.

34. Paribus

Paribus is now part of Capital One Shopping. It helps you to get your money back by monitoring your online purchases. Paribus acts like a price drop app that let you know if the price of something you bought online drops. If you owe money from the companies, Paribus will help you to get a refund. Also, Paribus tracks your shipments from select online retailers. If you get late deliveries, it’ll help you to get compensated.

How To Avoid Free Money Scams

As you can see, there are a few legitimate ways to get free money. However, there is also no shortage of scams. You need to beware of scam offers.

Here’s how to avoid free money scams:

  • Legitimate free money opportunities won’t ask you to pay upfront fees.
  • Don’t share your Social Security number with anyone. Most of the free money opportunities won’t ask for a Social Security number.
  • If you’re visiting a government assistance program site, make sure it’s trustworthy. Government domains always have .gov and .edu.
  • If you get a spooky call that offers you free money, don’t trust early. Ask the caller about his or her company and address. A legit company won’t hesitate to provide such information.


As you can see, there are lots of free money opportunities available. All you have to do is choose the best opportunities that are convenient for you.

If you’re not willing to shop online, it doesn’t make sense to use cash-back apps. In that case, you can opt for alternatives. Before choosing an option, you need to ask yourself what’ll you invest. Time or Money?

Hopefully, this article helped you to know about how to get free money. If you like it, share it with your friends.

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